Special Assets Assistant
Location: New Orleans, Louisiana
Description: Hancock Bank is employing Special Assets Assistant right now, this position will be designated in Louisiana. For detail informations about this position opportunity please give attention to these descriptions. Summary Monitors and maintains loans assigned to the Special Asset Department and follows procedures to ensure that the following duties are fulfilled.
Essential Duties and! Responsibilities include the following. Other duties may be assigned.
Reviews “Foreclosure Request Forms†for completeness
Monitors the software queue to ensure that accounts earmarked for foreclosure are worked timely
Prepares, submits for processing and ensures completion of maintenance forms as required
Requests copies of all loan documents
Verifies that all required insurances are in place and are that they are active and premiums are paid for both SAD and ORE.
Documents that procedures itemized on the ORE checklist to protect the Bank’s assets have been performed (paying property tax, obtaining insurance, etc.) and if any procedures have not, forwards it to the appropriate person.
Orders current appraisal and phase I Environmental as needed
Inputs each new transfer of ORE property on the system and liquidates them after the property has been sold
Assist in reconciliation of ORE prop! erty values to the General Ledger
Assists in updating! the HB Intranet with new postings, monitoring pending sales and deleting the postings after a property has been sold
Assists in preparing an ORE mailing list of prospective buyers and maintains it
Assists in making sure all expenses paid on behalf of an ORE property (taxes, insurance, etc.) balances to the expense total in the General Ledger
Assists in the summarization of all ORE sales monthly for the prior month as well as Sales and inventory trends by the 2nd working day of the month
Assists SAD officers with various support functions - examples are UCC Searches, property tax searches and copying of files
Maintains knowledge of SBA process, including but not limited to origination, servicing and liquidation process
Reviews loan documentation prepared by another area and schedules loan closings with customers
Assists customers in day to day transactions such as transfers from one account to another and advanc! es on lines of credit
Assists officer in getting updated financial information and forwarding information to the credit file
Engages attorneys to do the loan closing and works closely with attorneys to make sure loan documentation on the front- and back-end are correct
Attends loan closings as needed
Provides the required information requested by internal and external auditors and FDIC examiners
Supervisory Responsibilities
This job has no supervisory responsibilities.
Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
Education and/or Experience High School diploma is required, Bachelor's degree preferred; 6 months related experience and/or training; or equivalent combination of education and experience.
Language Skills Abili! ty to communicate effectively orally and in writing using the English l! anguage; Ability to read, analyze and interpret common scientific and technical journals, financial reports and legal documents;
Mathematical Skills Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference and volume; Ability to apply concepts of basic algebra.
Reasoning Ability Ability to define problems, collect data, establish facts and draw valid conclusions; Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.
Computer Skills Ability to learn or knowledge of Microsoft Office products including Microsoft Word, Excel, Access and Powerpoint; Ability to learn or knowledge of Outlook email program
Certificates, Licenses, Registrations No specific certifications, licensure or registrations are needed to satisfactorily perform this job.
Competencies To perform ! the job successfully, an individual should demonstrate the following competencies:
Core Values - Has a high level of commitment to service to all of our customers, both external and internal; Honors others and acts with integrity and ethics; Promotes Hancock Holding Company in safety and financial strength and stability; Exhibits teamwork and the value that no one person is more important than another; Accepts personal responsibility for actions.
Business Skills - Pays close attention to detail; Possesses good organizational skills; Exhibits basic accounting skills.
Analytical - Synthesizes complex or diverse information; Collects and researches data.
Problem Solving - Identifies and resolves problems in a timely manner; Develops alternative solutions; Works well in group problem solving situations; Uses reason even when dealing with emotional topics.
Project Management - Develops project plans; Communicates changes and progress;! Completes projects on time and budget.
Technical Skills - Ass! esses own strengths and weaknesses; Pursues training and development opportunities; Strives to continuously build knowledge and skills; Shares expertise with others.
Customer Service - Manages difficult or emotional situations; Responds promptly to needs; Solicits feedback to improve service; Responds to requests for service and assistance; Meets commitments.
Interpersonal Skills - Focuses on solving conflict, not blaming; Maintains confidentiality; Listens to others without interrupting; Keeps emotions under control; Remains open to others' ideas and tries new things.
Oral Communication - Speaks clearly and persuasively in positive or negative situations; Listens and gets clarification; Responds well to questions.
Written Communication - Writes clearly and informatively; Edits work for spelling and grammar; Presents numerical data effectively; Able to read and interpret written information.
Teamwork - Balances team and individua! l responsibilities; Exhibits objectivity and openness to others' views; Gives and welcomes feedback; Contributes to building a positive team spirit; Puts success of team above own interests.
Visionary Leadership - Displays passion and optimism; Inspires respect and trust.
Change Management - Communicates changes effectively; Builds commitment and overcomes resistance; Prepares and supports those affected by change.
Cost Consciousness - Works within approved budget; Conserves organizational resources.
Diversity - Shows respect and sensitivity for cultural differences.
Ethics - Treats people with respect; Keeps commitments; Inspires the trust of others; Works with integrity and ethically; Upholds organizational values.
Organizational Support - Follows policies and procedures; Completes administrative tasks correctly and on time; Supports organization's goals and values; Supports affirmative action and respects diversity.
Motivation - Sets and achieves challenging goals; Demonstrates ! persistence and overcomes obstacles; Measures self against standard of excellence.
Planning/Organizing - Prioritizes and plans work activities; Uses time efficiently; Develops realistic action plans.
Professionalism - Approaches others in a tactful manner; Reacts well under pressure; Treats others with respect and consideration regardless of their status or position; Accepts responsibility for own actions; Follows through on commitments.
Quality - Demonstrates accuracy and thoroughness; Looks for ways to improve and promote quality; Applies feedback to improve performance; Monitors own work to ensure quality.
Quantity - Meets productivity standards; Completes work in timely manner; Strives to increase productivity; Works quickly.
Safety and Security - Observes safety and security procedures; Reports potentially unsafe conditions; Uses equipment and materials properly.
Adaptability - Adapts to changes in the work environm! ent; Manages competing demands; Able to deal with frequent change, delays, or unexpected events.
Attendance/Punctuality - Is consistently at work and on time; Ensures work responsibilities are covered when absent; Arrives at meetings and appointments on time.
Dependability - Follows instructions, responds to management direction; Takes responsibility for own actions; Keeps commitments; Commits to long hours of work when necessary to reach goals; Completes tasks on time or notifies appropriate person with an alternate plan.
Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle or feel such as using a! computer mouse or writing; reach with hands and arms and talk or hear ! in person or on the telephone with other employees and supervisors. The employee is occasionally required to stand; walk; kneel or crouch. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, depth perception and ability to adjust focus.
Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The noise level in the work environment is usually moderate.
Assignment of Duties NOTHING IN THIS JOB DESCRIPTION RESTRICTS MANAGEMENT'S RIGHT TO ASSIGN OR REASSIGN DUTIES AND RESPONSIBLITIES TO THE JOB AT ANY TIME Monday - Friday 8-5pm
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If you were eligible to this position, please email us your resume, ! with salary requirements and a resume to Hancock Bank.
Interested on this position, just click on the Apply button, you will be redirected to the official website
This position will be opened on: Mon, 15 Oct 2012 21:48:03 GMT
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